Terms of Service

C&A Software, LLC

Effective Date: March 29, 2026

IMPORTANT NOTICES: PLEASE READ THESE TERMS OF SERVICE CAREFULLY. THEY CONTAIN AN ARBITRATION AGREEMENT, A CLASS ACTION WAIVER, LIMITATIONS OF LIABILITY, AND IMPORTANT DISCLAIMERS REGARDING THE NATURE OF OUR SERVICES. BY CREATING AN ACCOUNT OR USING OUR SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS.

ARBITRATION NOTICE: EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN SECTION 21, YOU AGREE THAT DISPUTES BETWEEN YOU AND C&A SOFTWARE, LLC WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

NOT A CONSUMER REPORTING AGENCY: WALLSTALK IS NOT A CONSUMER REPORTING AGENCY AS DEFINED BY THE FAIR CREDIT REPORTING ACT (15 U.S.C. §1681 ET SEQ.). OUR REPORTS AND DATA ARE NOT CONSUMER REPORTS AND MAY NOT BE USED FOR ANY PURPOSE GOVERNED BY THE FCRA, INCLUDING BUT NOT LIMITED TO CREDIT, INSURANCE, EMPLOYMENT, OR HOUSING ELIGIBILITY DETERMINATIONS. SEE SECTION 7 FOR FULL DETAILS.

NOT AN APPRAISAL: AUTOMATED VALUATION MODEL (AVM) ESTIMATES PROVIDED THROUGH WALLSTALK ARE NOT APPRAISALS, DO NOT INCLUDE PHYSICAL PROPERTY INSPECTIONS, AND DO NOT COMPLY WITH THE UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICE (USPAP). SEE SECTION 8 FOR FULL DETAILS.

1. Introduction and Acceptance

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and C&A Software, LLC, a Maryland limited liability company doing business as WallsTalk (“WallsTalk,” “Company,” “we,” “us,” or “our”), governing your access to and use of the WallsTalk platform, website at wallstalk.io, reports, AI assistant, contact management features, and all related products, features, and services (collectively, the “Services”).

By creating an account, accessing our platform, or using our Services in any capacity, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any Additional Terms (defined below) that apply to specific features or services. If you are accepting these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

If you do not agree to these Terms, do not create an account or use our Services.

2. Definitions

The following definitions apply throughout these Terms. Additional terms may be defined where they first appear.

“Additional Terms” means any supplemental terms, policies, or guidelines posted on the platform or provided in connection with specific features or services.

“AVM” means automated valuation model, a computer-generated estimate of property value based on public records, comparable sales, and statistical modeling.

“Contact Data” means any information about individuals that you upload, import, or submit to the platform, including names, phone numbers, email addresses, mailing addresses, and associated metadata.

“Credits” means the units of consumption allocated to your subscription that are used to access premium data blocks and enrichment services on the platform. Credits have no cash value outside the platform and are non-transferable.

“Enrichment Services” means features that resolve, supplement, or enhance Contact Data by linking it to additional information, including but not limited to reverse phone lookups, address resolution, and property data linkage.

“Enterprise Agreement” means a separate written agreement between WallsTalk and an enterprise customer governing custom pricing, features, team structure, and organizational terms.

“FCRA” means the Fair Credit Reporting Act, 15 U.S.C. §1681 et seq., and its implementing regulations.

“Feedback” means any suggestions, ideas, feature requests, bug reports, enhancement requests, or other input you provide to WallsTalk regarding the Services.

“Free Plan” means the no-cost tier of the Services that provides access to sample data for evaluation purposes, as described in Section 5.7.

“Platform” means the WallsTalk software-as-a-service application accessible at wallstalk.io and any associated mobile applications.

“Report” means a property intelligence report generated through the platform, whether viewed online, downloaded as a PDF, or shared with third parties.

“Services” means the Platform, Reports, AI Assistant, Contact Management features, Enrichment Services, automated nurturing features, and all related products, features, functionality, and support services provided by WallsTalk.

“Subscriber” means a User who purchases a paid subscription and is responsible for payment.

“User Content” means any data, Contact Data, messages, files, text, images, or other materials you upload, submit, transmit, generate, or make available through the Services.

3. Modifications to Terms

We may modify these Terms at any time. Material changes will be communicated via email to the address on file or by notice within the platform at least fourteen (14) days before they take effect. Immaterial changes, such as grammatical corrections or minor clarifications, may take effect immediately.

Arbitration Clause Protection: Notwithstanding the foregoing, any modifications to Section 21 (Dispute Resolution and Arbitration) will not apply retroactively to disputes that arose before the effective date of the modification. You may reject changes to Section 21 by sending written notice to [email protected] within thirty (30) days of the modification notice, in which case the prior version of Section 21 will continue to apply to you.

Your continued use of the Services after the effective date of any modification constitutes your acceptance of the modified Terms. If you do not agree, you must stop using the Services.

Modifications to the Services: WallsTalk is continuously improving the Services. We may at any time, with or without notice: add, modify, or remove features or functionality; change credit costs for specific data blocks; impose new limits on use of the Services; or temporarily or permanently suspend or discontinue any part of the Services. We will use reasonable efforts to notify you of material changes that would adversely affect your use, but are not obligated to do so. No modification to the Services entitles you to a refund, credit, or claim against WallsTalk, provided that if we permanently discontinue the entire platform, we will issue a pro-rated refund of prepaid fees for the remaining unused portion of your billing period.

Changes to Data Practices: Consistent with the Maryland Online Data Privacy Act, if we make changes to our data collection, use, or sharing practices that are materially inconsistent with the representations made to you at the time your data was collected, we will notify you and provide you the opportunity to access, correct, delete, or opt out of the new use of your personal data before the changes take effect.

4. User Eligibility and Professional Use Mandate

4.1 Eligibility

Our Services are designed exclusively for use by licensed real estate professionals, mortgage loan originators, real estate brokers, real estate agents, licensed appraisers, and related service providers acting in a lawful business capacity. Personal or consumer use is strictly prohibited. You represent that you are at least eighteen (18) years of age and legally capable of entering into binding contracts.

4.2 Professional Representations

You represent and warrant that you hold all professional licenses required by applicable law for the activities you conduct using the Services, and that you will maintain such licenses throughout your use of the Services. Failure to maintain required licensure may result in immediate account termination.

4.3 Account Registration and Security

You agree to provide accurate, complete, and current information during registration and to keep such information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately at [email protected] upon becoming aware of any unauthorized use. Accounts are non-transferable without our prior written consent.

4.4 Children’s Privacy (COPPA)

The Services are not intended for individuals under the age of eighteen (18). We do not knowingly collect or solicit personally identifiable information from children under thirteen (13) years of age. If you are under thirteen (13), do not attempt to register for or use the Services or send us any personal information. If we learn that we have collected personal information from a child under thirteen (13), we will delete that information as quickly as possible. If you believe a child under thirteen (13) may have provided us personal information, please contact us at [email protected].

5. Subscriptions, Credits, Fees, and Billing

5.1 Available Plans

All pricing is in U.S. dollars. Current plans, credit allocations, contact limits, and pricing are published at wallstalk.io/pricing. WallsTalk will provide at least thirty (30) days’ advance notice of price changes affecting existing subscribers.

5.2 One-Time Setup Fee

A non-refundable one-time setup fee applies to all new paid subscriptions as indicated at the time of purchase. This fee covers account provisioning, onboarding, and initial configuration. It is non-refundable under all circumstances, regardless of subscription duration or cancellation timing.

5.3 Credit System

The Services operate on a credit-based consumption model. Certain data blocks (such as flood zone and USDA eligibility) are available at no credit cost. Premium data blocks (such as comparable sales, equity analysis, permits, and sales history) require one or more Credits as indicated in the platform prior to purchase. You see the credit cost before any Credits are deducted.

Credit Expiration: Unused Credits do not roll over between billing periods. At the end of each billing cycle, any unused Credits expire and reset to your plan’s allocated amount. Credits have no cash value and are non-refundable.

Exhausted Credits: If your Credit balance reaches zero before the end of a billing cycle, access to premium data blocks will be paused until your next billing cycle begins or you upgrade to a plan with a higher credit allocation.

Shared Data Sources: When multiple data blocks draw from the same underlying API call, you are charged only once for the shared data source. The platform displays the combined credit cost before you confirm.

5.4 Monthly Plans

Monthly subscriptions are billed at the start of each thirty (30) day billing cycle. Upon payment, you receive full access and your plan’s allocated Credits for that billing period. All monthly fees are non-refundable regardless of usage or cancellation timing within the current cycle. Cancellation prevents future renewals but does not generate a refund for the current paid period.

5.5 Annual Plans

ALL ANNUAL FEES ARE BILLED IN FULL AT THE START OF EACH TWELVE (12) MONTH TERM AND ARE STRICTLY NON-REFUNDABLE. By selecting an annual plan, you acknowledge and agree that: you are committing to a full twelve (12) month term; the discounted annual rate is offered in exchange for your upfront full-year commitment; if you cancel before the end of the term, you will not receive any refund, credit, or proration for unused time; you will retain access through the last day of the prepaid term; and the plan will auto-renew for another twelve (12) month term unless cancelled before renewal. This non-refundable policy is a material condition of the discounted annual pricing.

5.6 Automatic Renewal

ALL SUBSCRIPTIONS AUTOMATICALLY RENEW. Unless cancelled in accordance with Section 6, your subscription renews at the end of each billing period for a successive period of equal duration at the then-current rate. By subscribing, you authorize WallsTalk and its payment processor (currently Stripe, Inc.) to charge your payment method on file for each renewal without additional notice or authorization.

5.7 Free Plan

WallsTalk offers a Free Plan that provides access to the platform with a sample property report and sample contact using demonstration data. The Free Plan is intended for evaluation purposes only. No credit card is required. The Free Plan does not expire. Free Plan users are subject to these Terms in their entirety. WallsTalk reserves the right to modify or discontinue the Free Plan at any time without notice. The Free Plan does not include Credits, and access to premium data blocks or enrichment features requires upgrading to a paid subscription.

5.8 Payment Authorization

By providing a payment method, you represent you are authorized to use it and you authorize WallsTalk and Stripe to charge it for all subscription fees, renewals, setup fees, and applicable taxes. You are responsible for keeping payment information current. If payment fails, WallsTalk may suspend access, retry the charge, and/or pursue collection.

5.9 Taxes

Subscription fees do not include applicable taxes. You are responsible for all sales, use, or other taxes imposed by any governmental authority on your subscription, except taxes on WallsTalk’s net income. Where WallsTalk is required by law to collect taxes, they will be added to your invoice.

5.10 Teams and Enterprise Plans

WallsTalk may offer Teams and Enterprise plans for brokerages, teams, and larger organizations with custom credit volumes, multiple team members, dedicated account management, and custom onboarding. Teams and Enterprise plans are governed by a separate Enterprise Agreement executed between C&A Software, LLC and the enterprise customer. In the event of any conflict between these Terms and an Enterprise Agreement, the Enterprise Agreement shall control. Enterprise plan pricing, features, and terms are determined on a case-by-case basis. Contact [email protected] for enterprise inquiries.

Data Processing Agreements: For data where WallsTalk acts as a processor on your behalf (such as Contact Data you upload), enterprise customers may request a Data Processing Agreement (“DPA”) that documents processing instructions, the nature and purpose of processing, the types of data processed, the duration of processing, and the rights and obligations of both parties, consistent with the Maryland Online Data Privacy Act § 14-4608 and other applicable state privacy laws. Contact [email protected] to request a DPA.

6. Cancellation and Refund Policy

6.1 Cancellation

You may cancel your subscription at any time through the platform or by emailing [email protected]. For monthly plans, cancellation takes effect at the end of the current billing period. For annual plans, cancellation prevents auto-renewal but does not terminate access before the end of the prepaid term. You will retain access to the Services through the end of the period for which you have already paid. All unused Credits forfeit upon expiration of the billing period.

6.2 No Refunds

Except where required by applicable law, all fees paid to WallsTalk are non-refundable. No refunds or credits are provided for: unused time remaining in any subscription period; unused Credits or unused features within a subscription period; accounts suspended or terminated for violation of these Terms; one-time setup fees under any circumstances; or partial months or partial years. WallsTalk reserves discretion to issue refunds or credits on a case-by-case basis, but is under no obligation to do so. Billing disputes must be submitted to [email protected] within thirty (30) days of the disputed charge.

6.3 Cancellation by WallsTalk

We reserve the right to cancel your subscription for any reason at our sole discretion, including but not limited to fraud, misuse, or violation of these Terms. We will provide you with twenty-four (24) hours’ notice prior to cancellation and will issue a pro-rated refund of prepaid fees for the remaining unused portion of your billing period.

7. FCRA Disclaimer and Prohibited Uses

THIS SECTION CONTAINS MATERIAL RESTRICTIONS ON YOUR USE OF THE SERVICES. VIOLATION OF THIS SECTION CONSTITUTES A MATERIAL BREACH OF THESE TERMS AND MAY RESULT IN IMMEDIATE TERMINATION OF YOUR ACCOUNT AND LEGAL ACTION.

7.1 WallsTalk Is Not a Consumer Reporting Agency

C&A Software, LLC IS NOT a consumer reporting agency (“CRA”) as defined by the Fair Credit Reporting Act, 15 U.S.C. §1681a(f). The Services and all data, Reports, scores, and outputs accessible through the Services ARE NOT “consumer reports” as defined by 15 U.S.C. §1681a(d). WallsTalk does not assemble, evaluate, or maintain files on consumers for the purpose of furnishing consumer reports.

7.2 Prohibited Uses — FCRA

You will NOT use any Report, data, score, or output from the Services, in whole or in part, directly or indirectly, for any of the following purposes:

• Determining any individual’s eligibility for credit or any extension of credit
• Determining any individual’s eligibility for insurance
• Determining any individual’s eligibility for employment or evaluating any individual for employment purposes
• Determining any individual’s eligibility for housing as a tenant or evaluating rental applications
• Determining any individual’s eligibility for any government license or benefit
• Any other purpose that would require a “permissible purpose” under FCRA Section 604 (15 U.S.C. §1681b)
• Pre-screening or pre-qualifying any individual for any offer of credit or insurance

7.3 Propensity Scores and Lead Scoring

WallsTalk may provide propensity-to-move scores, lead scores, intent signals, and similar predictive analytics. These scores are probabilistic marketing tools based on statistical modeling and publicly available data. They are designed to help you prioritize outreach and marketing efforts. They are NOT credit scores, insurance scores, or any form of consumer report. You may NOT use propensity scores, lead scores, or intent signals as a factor in any credit, insurance, employment, housing, or other eligibility determination governed by the FCRA or any other law.

7.4 User Certification

By using the Services, you certify that you have read and understand this Section 7 in its entirety. You agree to re-certify your compliance with this Section upon request by WallsTalk, and no less than annually. WallsTalk reserves the right to require periodic re-certification as a condition of continued access to the Services.

7.5 Misuse Monitoring

WallsTalk reserves the right to monitor usage patterns and audit user activity to detect potential FCRA-prohibited uses. If WallsTalk determines, in its reasonable discretion, that you have used or are using the Services for any prohibited purpose, WallsTalk may immediately suspend or terminate your access without notice, and you agree to indemnify WallsTalk for any resulting claims, damages, or regulatory actions.

8. Property Data and AVM Disclaimers

8.1 Not an Appraisal

Automated valuation model (AVM) estimates provided through WallsTalk are computer-generated statistical estimates based on available public records, comparable sales data, and mathematical modeling. They are NOT appraisals. They do not include physical property inspections and do not comply with the Uniform Standards of Professional Appraisal Practice (USPAP). You will NOT use AVM estimates as the primary basis for any lending decision, represent them as appraisals, or rely on them as substitutes for professional appraisals required by regulation or prudent business practice.

8.2 Data Accuracy

Reports compile data from multiple third-party sources, including public records, licensed data providers, and government databases. WallsTalk does not independently verify the accuracy or completeness of this data. Data is provided on an “as is, as available” basis with all faults. Neither WallsTalk nor its data providers make any representations or warranties regarding accuracy, completeness, timeliness, or fitness for any particular purpose. Recent transactions may not yet appear in public records, and data coverage may vary by jurisdiction.

8.3 Flood Zone and USDA Eligibility

Flood zone designations are for general reference only and are NOT official flood hazard determinations. USDA eligibility information reflects geographic zone classification only and does NOT constitute a determination of loan eligibility, borrower qualification, or property eligibility for any specific USDA loan program. Users should direct clients to official FEMA and USDA resources for authoritative determinations.

8.4 No Resale or Redistribution

You will NOT resell, sublicense, or commercially redistribute Reports or underlying data to third parties. You may share individual Reports with your clients in connection with specific real estate transactions or your ongoing professional relationship with those clients.

8.5 Branded Reports

The Services may allow you to apply your branding (including your name, logo, colors, and contact information) to Reports generated through the platform. You are solely responsible for: ensuring your branding complies with all applicable professional licensing, brokerage, and regulatory requirements in your jurisdiction; the accuracy and appropriateness of any branding elements you apply; and any representations or impressions created by your branded Reports. WallsTalk is not responsible for how recipients perceive or rely upon branded Reports. The inclusion of your branding on a Report does not constitute an endorsement, certification, or representation by WallsTalk regarding you, your qualifications, or your business. You agree to indemnify WallsTalk for any claims arising from your branding of Reports.

8.6 Data Retention

You will NOT store any Report or data contained therein in any external database or system for more than ninety (90) consecutive days. This restriction does not apply to Reports stored within your WallsTalk account.

8.7 Informational Use Only

You will use Reports solely for general informational purposes in connection with your professional real estate or lending activities. You will independently verify all information before relying on it for business decisions.

8.8 No Guaranteed Results

WallsTalk does not guarantee lead generation, conversion rates, revenue growth, marketing performance, consumer response, or any specific business outcome. Propensity-to-move scores, lead scores, intent signals, and engagement metrics are probabilistic indicators only and do not predict future consumer behavior. Results depend on your individual skill, strategy, effort, market conditions, and factors outside WallsTalk’s control. No representation made on the WallsTalk website, in marketing materials, or by WallsTalk personnel constitutes a guarantee of specific results.

9. Contact Data and Enrichment Services

9.1 Contact Data Upload

The Services allow you to upload, import, or enter Contact Data into the platform. By uploading Contact Data, you represent and warrant that:

• You are the owner of, or have the legal right to use and upload, all Contact Data
• You have obtained all required consents or authorizations to share such data with WallsTalk and to use it in connection with the Services
• Your Contact Data does not include information about individuals with whom you have had no prior contact, business relationship, or who have not affirmatively opted in to receiving communications from you
• Your upload and use of Contact Data complies with all applicable federal, state, and local laws, including privacy laws, the TCPA, CAN-SPAM, and any applicable professional licensing requirements

9.2 Permitted Contact Categories

WallsTalk permits the following categories of Contact Data:

Existing Client Data: Information about individuals with whom you have an existing or prior business relationship (e.g., past loan clients, past real estate transaction clients). This data may be loaded immediately.

Direct Contact Data: Information about individuals with whom you have had prior direct communication or interaction but no completed transaction (e.g., open house attendees, seminar participants, individuals who contacted you for a consultation). This data may be loaded with your attestation of prior contact.

Opt-In Lead Data: Information about individuals who have affirmatively opted in to receive communications from you through a conspicuous consent mechanism (e.g., website lead capture form, landing page signup). WallsTalk reserves the right to perform quality assurance on Opt-In Lead Data before activation and to restrict or phase loading to protect platform deliverability and reputation.

Prohibited Data: You may NOT upload information about individuals who have not consented to contact from you, purchased or rented contact lists where individuals have no awareness of your identity, or data obtained through means that violate any applicable law.

9.3 Enrichment Services

WallsTalk may offer Enrichment Services including reverse phone lookups, address resolution, and property data linkage. Enrichment Services consume Credits as indicated in the platform. When you use Enrichment Services:

• Resolved data (e.g., a property address linked to a contact) is provided for your marketing and business development purposes only
• You will NOT use enriched data for any FCRA-governed purpose (see Section 7)
• You acknowledge that enrichment results are based on third-party data sources and may not be accurate, complete, or current
• You are solely responsible for verifying enrichment results before acting on them

9.4 Contact Data Ownership

You retain ownership of your Contact Data. WallsTalk does not sell your Contact Data to third parties. You grant WallsTalk a non-exclusive, worldwide, royalty-free license to host, process, transmit, and use Contact Data solely as necessary to operate, maintain, and improve the Services.

9.5 Data Subject Rights

Individuals whose information appears in your Contact Data may contact WallsTalk to request that their information be suppressed from future Reports. WallsTalk will process opt-out requests within thirty (30) days and will maintain a suppression list. Note that WallsTalk cannot modify underlying public records.

10. AI-Generated Content

10.1 AI Features

The Services include features powered by artificial intelligence and machine learning technologies, including but not limited to the AI Assistant, AI-generated report narratives, and predictive analytics. By using these features, you acknowledge that AI-generated content may be included in outputs from the Services.

10.2 Accuracy Disclaimer

AI-GENERATED CONTENT MAY CONTAIN ERRORS, INACCURACIES, OUTDATED INFORMATION, OR CONFIDENT-SOUNDING STATEMENTS THAT ARE FACTUALLY INCORRECT. WALLSTALK DOES NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY AI-GENERATED CONTENT. YOU MUST INDEPENDENTLY VERIFY ALL AI-GENERATED INFORMATION BEFORE RELYING ON IT FOR ANY BUSINESS, FINANCIAL, LEGAL, OR REAL ESTATE DECISION.

10.3 Not Professional Advice

The WallsTalk AI Assistant is not a licensed real estate appraiser, attorney, financial advisor, or tax advisor. AI-generated responses should not be construed as professional advice of any kind. Consult qualified professionals before making decisions with financial, legal, or regulatory consequences.

10.4 Prohibited AI Uses

You will NOT use AI-generated outputs as formal appraisals or substitutes for professional opinions required by law; as the sole basis for any lending, credit, insurance, or housing decision; as evidence in legal proceedings without independent verification; or to generate content that misleads consumers about the nature or source of the information.

10.5 AI Training

WallsTalk may use anonymized, aggregated data from the Services to improve its AI and machine learning capabilities. WallsTalk will not use your individually identifiable User Content or Contact Data to train third-party AI models without your prior consent.

10.6 Third-Party AI Providers

Certain AI features may utilize third-party AI service providers. Your inputs to AI features may be transmitted to and processed by these providers in accordance with their terms and privacy policies. WallsTalk selects providers that maintain appropriate data handling practices but does not control their systems.

10.7 No AI/ML Training by Users

You will NOT use Reports, data, outputs, or any content from the Services to train, develop, fine-tune, validate, evaluate, or benchmark any artificial intelligence, machine learning, deep learning, neural network, large language model, or similar automated system, whether operated by you or any third party.

10.8 AI Output Licensing

AI-generated content included in Reports and AI Assistant responses is provided to you as part of the Services under the license granted in Section 17.2. You may use AI-generated content for your internal business purposes and share it with clients as part of Reports. AI-generated outputs may be similar or identical to outputs generated for other users. Due to the nature of AI-generated content, WallsTalk makes no representation regarding the copyrightability or exclusivity of any AI-generated output.

11. Messaging, Communication, and Compliance

11.1 Your Compliance Responsibility

If you use the Services to send or facilitate communications — including email, automated homeowner reports, SMS, or other messages — you are solely responsible for complying with all applicable laws, regulations, and industry rules governing such communications.

11.2 TCPA Compliance

You must comply with the Telephone Consumer Protection Act (47 U.S.C. § 227) and all FCC implementing rules, including obtaining all necessary prior express written consent before sending automated marketing communications. WallsTalk does not scrub phone numbers against the National Do Not Call Registry or any state DNC list. You must maintain your own suppression lists and honor all opt-out requests within ten (10) business days, as required by the FCC’s consent revocation rules effective April 11, 2026.

11.3 CAN-SPAM Compliance

You must comply with the CAN-SPAM Act (15 U.S.C. § 7701 et seq.) for all commercial email, including providing a clear unsubscribe mechanism, honoring opt-outs within ten (10) business days, including your valid physical postal address, and ensuring accurate header information and subject lines.

11.4 Automated Homeowner Reports

WallsTalk’s automated monthly homeowner report feature delivers property intelligence updates to your contacts. These communications are sent on your behalf and bear your branding. You are responsible for ensuring you have appropriate consent to send these reports to your contacts, and for ensuring the contacts in your account are individuals with whom you have a legitimate business relationship or who have opted in to receive such communications.

11.5 Engagement Tracking

The Services include engagement tracking features that monitor recipient interactions with communications sent through the platform, including email opens, link clicks, and report views. By using the messaging and nurturing features, you acknowledge and agree that: WallsTalk embeds tracking technologies (such as tracking pixels and tracked links) in communications sent on your behalf; engagement data is collected and displayed within your account dashboard; you are responsible for disclosing the use of tracking technologies in your own privacy policies and communications where required by applicable law; and engagement data may be used by WallsTalk in aggregated, anonymized form to improve the Services. Recipients may opt out of tracking by unsubscribing from communications. You will not use engagement tracking data for any FCRA-governed purpose (see Section 7).

11.6 Consent and Opt-Out Management

You must maintain records of all consents obtained in connection with messaging through the Services. WallsTalk may process unsubscribe requests received from recipients, and will maintain a cross-user suppression list to honor such requests. You are responsible for cooperating with opt-out processing.

11.7 Content Responsibility

WallsTalk does not review, approve, or control your messaging content. WallsTalk is not responsible for compliance failures arising from your communications. You agree to indemnify WallsTalk for all claims arising from your messaging activities, including TCPA and CAN-SPAM violations.

11.8 Platform Audit Rights

WallsTalk reserves the right to audit consent records, monitor messaging patterns, and immediately suspend messaging features for accounts exhibiting signs of non-compliance, high complaint rates, or suspected spam activity.

12. User Content and Data Ownership

12.1 Ownership

You retain ownership of your User Content. These Terms do not transfer ownership of your data to WallsTalk.

12.2 License to Operate

You grant WallsTalk a non-exclusive, worldwide, royalty-free license to host, process, transmit, display, and use User Content solely as necessary to operate, maintain, secure, and improve the Services. This license does not authorize WallsTalk to sell your User Content to third parties.

12.3 User Representations

You represent and warrant that: you are the owner of, or have the legal right to use and upload, all User Content; your User Content does not infringe any third-party rights; and your User Content complies with all applicable laws.

12.4 Data Export

You may request an export of your data (including Contact Data, report history, and account information) at any time during the term of your subscription by contacting [email protected]. WallsTalk will provide your data in a commonly used, machine-readable format within a reasonable timeframe. You are responsible for requesting any needed exports before terminating your account.

12.5 Post-Termination Data Retention

Upon termination of your account, WallsTalk will retain your User Content for thirty (30) days to allow you to request a final data export. After this retention period, WallsTalk reserves the right to permanently delete all User Content from its systems unless retention is required by law or regulatory obligation. It is your responsibility to request export of any needed data before the end of this retention period. WallsTalk is not liable for any data lost after the thirty (30) day retention period.

12.6 Aggregated and De-Identified Data

WallsTalk may create aggregated or de-identified data derived from your use of the Services that does not identify you, your clients, or any individual consumer. WallsTalk owns all such aggregated and de-identified data and may use it without restriction for operating, improving, analyzing, benchmarking, and developing the Services, including creating industry insights and market analytics. This right survives termination of your account.

13. Feedback

If you provide Feedback to WallsTalk, you acknowledge that Feedback is not confidential. You grant WallsTalk a non-exclusive, royalty-free, fully paid, perpetual, irrevocable, transferable, and sublicensable right to use, reproduce, modify, distribute, display, and incorporate Feedback in any manner and for any purpose, including the development and improvement of the Services, without compensation to you. WallsTalk has no obligation to act on Feedback, implement any suggested feature, or resolve any reported issue. Nothing in this Section obligates you to provide Feedback.

14. Prohibited Conduct

You agree not to use the Services for any of the following, which constitute material breaches of these Terms:

• Violating any applicable local, state, federal, or international law, regulation, or professional standard
• Using any Report, data, or output for any FCRA-regulated purpose (see Section 7)
• Engaging in any marketing or housing-related activities that violate the Fair Housing Act (42 U.S.C. § 3601 et seq.) or any equivalent state or local law
• Impersonating C&A Software, LLC, its employees, or any other person or entity
• Sending spam, unsolicited communications, or any material in violation of the TCPA or CAN-SPAM
• Interfering with or disrupting the integrity or performance of the Services
• Using any automated means (bots, scrapers, spiders, crawlers) to access, extract, or interact with the Services
• Attempting to gain unauthorized access to any part of the Services, servers, or databases
• Uploading malicious code, viruses, or harmful materials
• Collecting personal information about users or third parties without their consent
• Circumventing any technical access controls, rate limits, or security measures
• Uploading Contact Data about individuals who have not consented to contact from you (see Section 9.2)

15. Data Protection, Anti-Scraping, and Competitive Use Restrictions

15.1 Prohibited Data Practices

You will not, and will not permit any third party to:

• Scrape, crawl, harvest, or extract data from the Services by any automated or manual means
• Bulk download, export, or replicate data except through features expressly made available by the Services
• Resell, license, sublicense, distribute, or publish any data, Reports, or outputs from the Services
• Operate the Services as a service bureau, data broker, or outsourced service for third parties
• Combine data from the Services with other datasets for resale, redistribution, or building consumer profiles outside your direct professional relationships

15.2 Competitive Use Prohibited

You may not access or use the Services to: benchmark, reverse engineer, or conduct competitive analysis intended to build or improve any competing product or service; copy workflows, feature sets, scoring logic, UI/UX elements, or system architecture; or train any AI, machine learning, or automated system using data or outputs from the Services.

15.3 Injunctive Relief

You acknowledge that any violation of this Section 15 would cause irreparable harm to WallsTalk for which monetary damages would be an inadequate remedy. You agree that WallsTalk may seek injunctive or other equitable relief from any court of competent jurisdiction without the requirement of posting bond.

15.4 Monitoring

WallsTalk may monitor usage patterns and implement technical controls (including rate limiting) to detect and prevent prohibited data practices. Suspected violations may result in immediate suspension without notice.

16. Third-Party Data Sources and Services

The Services incorporate data from third-party providers, public records, and government databases. WallsTalk does not control these sources and does not guarantee their accuracy, completeness, availability, or timeliness. Third-party data providers are not under WallsTalk’s control and are not responsible for errors, omissions, or delays.

The Services integrate with third-party payment processors (currently Stripe), identity resolution providers, and other service providers. Your use of these integrated services is subject to the applicable third-party provider’s terms and privacy policies. WallsTalk is not responsible for third-party service failures, outages, or changes.

The Services may contain links to third-party websites. WallsTalk does not control or endorse these websites and is not responsible for their content, privacy practices, or availability.

17. Intellectual Property

17.1 WallsTalk Ownership

The Services, including all software, algorithms, scoring logic, predictive models, data structures, designs, interfaces, documentation, trademarks, and all associated intellectual property, are owned by C&A Software, LLC or its licensors. All rights not expressly granted are reserved.

17.2 Limited License

Subject to your compliance with these Terms, WallsTalk grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for your internal business purposes. This license does not include any right to sublicense, distribute, or use the Services for the benefit of any third party (except for sharing individual Reports with your clients as expressly permitted).

17.3 DMCA

WallsTalk respects intellectual property rights. If you believe content on the Services infringes your intellectual property, you may send a DMCA notice to [email protected] containing: an electronic or physical signature of the authorized person; a description of the infringed work; a description of the allegedly infringing material and its location; your contact information; a good faith belief statement; and a statement under penalty of perjury that the information is accurate.

18. Privacy and Data Protection

Your use of the Services is subject to our Privacy Policy, available at wallstalk.io/privacy-policy, which is incorporated by reference into these Terms. Please review it carefully.

WallsTalk complies with applicable state privacy laws, including the Maryland Online Data Privacy Act (MODPA), the California Consumer Privacy Act (CCPA/CPRA), and other state privacy frameworks. Individuals who are the subject of data contained in Reports or Contact Data may exercise their privacy rights as described in our Privacy Policy.

18.1 Data Minimization Commitment

Consistent with the Maryland Online Data Privacy Act, WallsTalk collects only personal information that is reasonably necessary and proportionate to provide or maintain the specific products and services you have requested. We do not collect personal data for speculative future use or purposes unrelated to the Services.

18.2 Consent and Revocation

Where WallsTalk relies on your consent to process personal data, you may revoke that consent at any time by contacting [email protected]. WallsTalk will cease processing based on that consent within thirty (30) days of receiving your revocation request. Revocation of consent does not affect the lawfulness of processing based on consent before its withdrawal.

18.3 Data Protection Assessments

WallsTalk conducts data protection assessments for processing activities that present heightened risks to consumers, including our AI-powered features (Section 10), identity resolution enrichment services (Section 9.3), and email engagement tracking (Section 11.5). These assessments evaluate the benefits of processing against potential risks to consumer rights, the necessity and proportionality of processing, and the safeguards we have implemented. Assessments are documented internally and available to the Maryland Attorney General upon lawful request.

18.4 Consumer Data Inquiries

If you are a consumer who is the subject of data in a Report and wish to request opt-out from direct marketing, inquire about data accuracy, or exercise any privacy right available to you under applicable law, please contact [email protected]. We will process requests within the timeframes specified in our Privacy Policy.

19. Disclaimer of Warranties

THE SERVICES, INCLUDING ALL SOFTWARE, DATA, REPORTS, OUTPUTS, ANALYTICS, AI-GENERATED CONTENT, ENRICHMENT RESULTS, PREDICTIVE SCORES, AND ALL MATERIALS PROVIDED THROUGH THE SERVICES, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WALLSTALK EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, RELIABILITY OF DATA, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WALLSTALK DOES NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, OPERATE WITHOUT INTERRUPTION, BE TIMELY, SECURE, OR ERROR-FREE, THAT DATA WILL BE ACCURATE OR CURRENT, THAT COMMUNICATIONS WILL BE DELIVERED, OR THAT ANY PARTICULAR BUSINESS OUTCOME WILL BE ACHIEVED.

SOME JURISDICTIONS DO NOT PERMIT DISCLAIMER OF CERTAIN WARRANTIES. IN SUCH CASES, WARRANTIES ARE LIMITED TO THE MINIMUM SCOPE PERMITTED BY LAW.

20. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL C&A SOFTWARE, LLC, ITS OFFICERS, MEMBERS, EMPLOYEES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITIES, GOODWILL, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WALLSTALK’S TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY YOU TO WALLSTALK IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100).

THESE LIMITATIONS APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE. THESE LIMITATIONS ALLOCATE RISK BETWEEN THE PARTIES AND FORM AN ESSENTIAL BASIS OF THE BARGAIN. EACH LIMITATION IS SEVERABLE AND INDEPENDENT.

NOTWITHSTANDING THE FOREGOING LIMITATIONS, THE LIABILITY CAP SET FORTH IN THIS SECTION SHALL NOT APPLY TO: (A) YOUR INDEMNIFICATION OBLIGATIONS UNDER SECTION 22; (B) YOUR LIABILITY FOR VIOLATIONS OF SECTION 7 (FCRA PROHIBITED USES); (C) YOUR LIABILITY FOR VIOLATIONS OF SECTION 15 (ANTI-SCRAPING AND COMPETITIVE USE RESTRICTIONS); (D) EITHER PARTY’S LIABILITY FOR WILLFUL MISCONDUCT, INTENTIONAL BREACHES, OR GROSS NEGLIGENCE; OR (E) EITHER PARTY’S LIABILITY FOR INFRINGEMENT OF THE OTHER PARTY’S INTELLECTUAL PROPERTY RIGHTS.

SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OR LIMITATION OF LIABILITY FOR CERTAIN DAMAGES. IN SUCH CASES, LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

21. Dispute Resolution and Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES BINDING ARBITRATION OF DISPUTES AND WAIVES YOUR RIGHT TO A JURY TRIAL AND CLASS ACTION PARTICIPATION.

21.1 Agreement to Arbitrate

You and C&A Software, LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Services, or any content, communications, or transactions related to the Services — including the validity, scope, or enforceability of this arbitration agreement — shall be resolved exclusively by confidential, binding arbitration, except as provided in Section 21.4.

21.2 Governing Law

These Terms shall be governed by and construed in accordance with the Federal Arbitration Act and the laws of the State of Maryland, without regard to conflict of laws provisions. These Terms shall not be governed by the United Nations Convention on Contracts for the Sale of International Goods, the Uniform Commercial Code, nor INCOTERMS.

21.3 Pre-Arbitration Informal Resolution

Before initiating arbitration, you must first contact us at [email protected] with a written description of the dispute, the specific relief sought, and your contact information (“Notice of Dispute”). The parties agree to attempt informal resolution in good faith for sixty (60) days after receipt of the Notice. Arbitration may commence only if the dispute is not resolved within that period.

21.4 Exceptions

Either party may: (a) bring an individual action in small claims court in Harford County, Maryland, if the claim qualifies; (b) seek injunctive or equitable relief in any court of competent jurisdiction for intellectual property violations, violations of Section 7, or violations of Section 15; or (c) pursue enforcement actions through applicable government agencies where permitted by law.

21.5 Arbitration Rules and Venue

Arbitration shall be administered by the American Arbitration Association (“AAA”) under its then-current Consumer Arbitration Rules. The arbitration shall be conducted before a single arbitrator. Venue shall be Harford County, Maryland, unless both parties agree to an alternative location. For claims of $25,000 or less, the claimant may elect arbitration conducted solely by document submission or telephonic/video hearing.

21.6 Arbitration Fees

WallsTalk will pay all AAA filing fees in excess of $200 and all arbitrator compensation fees. Each party bears its own attorney’s fees unless the arbitrator awards fees to the prevailing party. If the arbitrator finds a claim or defense frivolous, the frivolous party bears all arbitration costs.

21.7 Class Action Waiver

YOU AND C&A SOFTWARE, LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. THE ARBITRATOR MAY NOT CONSOLIDATE CLAIMS OF MORE THAN ONE PERSON AND MAY NOT PRESIDE OVER ANY REPRESENTATIVE PROCEEDING. IF THIS CLASS ACTION WAIVER IS FOUND UNENFORCEABLE AS TO A PARTICULAR CLAIM, THE ARBITRATION AGREEMENT IS VOID AS TO THAT CLAIM ONLY.

21.8 Jury Trial Waiver

YOU AND C&A SOFTWARE, LLC WAIVE ANY CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR JURY.

21.9 Mass Arbitration Procedures

If twenty-five (25) or more similar arbitration demands are filed against WallsTalk within a sixty (60) day period (“Mass Arbitration”), the following procedures apply: (a) The parties will cooperate with AAA to select a bellwether panel of up to ten (10) representative cases to proceed to arbitration first; (b) All remaining cases will be stayed pending resolution of the bellwether proceedings; (c) Following the bellwether resolutions, the parties will engage in a global mediation for thirty (30) days; (d) If mediation does not resolve remaining claims, they will proceed in batches of up to fifty (50) at a time.

21.10 California Residents

If you are a California resident, you hereby waive California Civil Code Section 1542, which provides: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.” You acknowledge that this waiver is an essential and material term of the dispute resolution provisions of these Terms and is knowingly and voluntarily made.

21.11 Opt-Out

You have the right to opt out of this arbitration agreement by sending written notice to C&A Software, LLC, 303 Lane Ct, Bel Air, MD 21014, postmarked within thirty (30) days of first accepting these Terms. Your notice must include your name, address, the email associated with your account, and a clear statement that you wish to opt out.

21.12 Exclusive Venue for Non-Arbitrated Disputes

If the arbitration agreement does not apply (whether by opt-out, exception, or unenforceability), any judicial proceeding shall be brought exclusively in the state or federal courts in Harford County, Maryland, or the federal district encompassing it. You consent to personal jurisdiction and venue in such courts.

21.13 Survival

This arbitration agreement will survive termination of these Terms and your relationship with WallsTalk.

22. Indemnification

22.1 Your Indemnification of WallsTalk

You agree to defend, indemnify, and hold harmless C&A Software, LLC, its members, officers, employees, contractors, and affiliates from any claims, demands, damages, losses, liabilities, and expenses (including reasonable attorney’s fees) arising from or related to:

• Your use of the Services
• Your User Content or Contact Data
• Your messaging or marketing practices conducted through or in connection with the Services
• Your violation of any applicable law or regulation, including the FCRA, TCPA, CAN-SPAM, Fair Housing Act, RESPA, ECOA, or any professional licensing requirement
• Your violation of these Terms, including any prohibited use under Section 7
• Your violation of any third party’s rights, including intellectual property, privacy, or proprietary rights
• Claims from individuals whose Contact Data you uploaded or to whom you sent communications through the Services
• Any disputes between you and your clients, partners, or other third parties arising from your use of the Services

22.2 WallsTalk’s Indemnification of You

WallsTalk will defend, indemnify, and hold you harmless from third-party claims alleging that the Services, as provided by WallsTalk and used in accordance with these Terms, infringe the intellectual property rights of a third party. This indemnification does not apply to claims arising from: your modification of the Services; your combination of the Services with non-WallsTalk products; your use of the Services in violation of these Terms; or third-party data included in Reports.

22.3 Indemnification Procedure

The indemnified party must: (a) promptly notify the indemnifying party in writing; (b) give the indemnifying party sole control of the defense and settlement; and (c) provide reasonable assistance at the indemnifying party’s expense.

23. Real Estate Regulatory Compliance

You are solely responsible for compliance with all applicable real estate and financial regulations in every jurisdiction where you operate, including:

• RESPA (12 U.S.C. § 2601 et seq.): Prohibited kickbacks and referral fees. Your subscription fees reflect the fair market value of the Services and do not constitute referral arrangements.
• Fair Housing Act (42 U.S.C. § 3601 et seq.): All prohibitions against discriminatory housing practices. You will not use the Services to target, exclude, or discriminate against any protected class.
• ECOA (15 U.S.C. § 1691 et seq.): Non-discriminatory credit decisions.
• GLBA (15 U.S.C. § 6801 et seq.): Protection of consumer financial information, to the extent applicable to your business.
• State licensing requirements: You will maintain all licenses required in your jurisdictions of operation.

No Advisory Relationship: Your use of the Services does not create any fiduciary, agency, partnership, joint venture, employment, or advisory relationship between you and WallsTalk. WallsTalk does not owe you duties of loyalty, care, suitability, or best interest. WallsTalk is not a lender, mortgage broker, real estate broker, appraiser, attorney, or financial advisor.

24. Export Controls and Sanctions

You represent that you are not located in, under the control of, or a resident of any country subject to comprehensive U.S. sanctions (currently Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions). You represent that you are not identified on any U.S. Government restricted party list, including the Specially Designated Nationals (SDN) list maintained by OFAC or the Entity List maintained by BIS. You agree not to use the Services in violation of any applicable U.S. export control or sanctions law.

25. Term and Termination

25.1 Term

These Terms are effective upon your acceptance (by creating an account or using the Services) and remain in effect until terminated by either party.

25.2 Termination by You

You may terminate your account at any time through the platform or by contacting [email protected]. Termination does not entitle you to a refund of any prepaid fees.

25.3 Termination by WallsTalk

WallsTalk may suspend, restrict, or terminate your account at any time, with or without notice, if WallsTalk reasonably believes you have: violated these Terms; violated applicable law; used the Services for any FCRA-prohibited purpose; created legal, regulatory, or reputational risk for WallsTalk; or engaged in abusive, fraudulent, or harmful activity.

25.4 Effect of Termination

Upon termination: (a) your access to the Services ceases immediately; (b) all unused Credits forfeit; (c) WallsTalk will retain your data for thirty (30) days per Section 12.5, after which it may be deleted; (d) all payment obligations incurred prior to termination remain due; and (e) no refunds are issued except where required by law.

25.5 Survival

The following Sections survive termination: 2 (Definitions), 7 (FCRA), 8 (Property Data Disclaimers), 10 (AI), 13 (Feedback), 15 (Anti-Scraping), 17 (Intellectual Property), 18 (Privacy and Data Protection), 19 (Warranties), 20 (Liability), 21 (Arbitration), 22 (Indemnification), 23 (Regulatory Compliance), 24 (Export Controls), and 26 (General Provisions).

26. General Provisions

26.1 Entire Agreement

These Terms, together with the Privacy Policy and any Additional Terms or Enterprise Agreement, constitute the entire agreement between you and C&A Software, LLC regarding the Services and supersede all prior agreements and understandings.

26.2 Severability

If any provision is held invalid or unenforceable, it shall be modified to the minimum extent necessary to make it enforceable. If modification is not possible, it shall be severed. All remaining provisions remain in full force.

26.3 Waiver

WallsTalk’s failure to enforce any provision is not a waiver. Any waiver must be in writing. A waiver of one breach is not a waiver of any subsequent breach.

26.4 Assignment

You may not assign or transfer these Terms or your account without WallsTalk’s prior written consent. Any attempted assignment without consent is void. WallsTalk may assign these Terms without restriction, including to an affiliate, successor, or in connection with a merger, acquisition, or sale of assets.

26.5 Notices

WallsTalk may provide notices via email to the address on file, through the platform, or by any other reasonable means. Notices to WallsTalk must be sent to [email protected] or by mail to C&A Software, LLC, 303 Lane Ct, Bel Air, MD 21014.

26.6 Relationship of Parties

No joint venture, partnership, employment, or agency relationship exists between you and WallsTalk. Neither party has authority to bind the other.

26.7 Force Majeure

WallsTalk is not liable for delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, governmental actions, epidemics, power failures, internet failures, or third-party vendor outages.

26.8 Consent to Electronic Communications

By using the Services, you consent to receiving electronic communications from WallsTalk, including service notices, billing communications, and platform updates. You agree that electronic communications satisfy any legal requirement that communications be in writing.

26.9 Section Headings

Section headings are for convenience only and have no effect on interpretation.

Contact Information

If you have any questions about these Terms of Service, please contact us:

C&A Software, LLC (d/b/a WallsTalk)

303 Lane Ct

Bel Air, MD 21014

[email protected]

© 2025–2026 C&A Software, LLC. All rights reserved.